As the passenger of a motor vehicle that has been involved in a car accident, you have rights. In fact, it is generally an easier case to settle when you've been injured as a passenger as there is no chance you are liable for the accident. You have the right to file a personal injury lawsuit against the driver who was at fault if the accident happened in an at fault state.
When working with an insurance company to settle your claim, you'll be inundated with a lot of legalese and industry terms. It's important to know the definition of these terms, because misunderstanding their meaning may lead to you settling for less than you deserve. Here's what you need to know about two common industry terms you may hear in your motorcycle accident case.
Actual Cash Value
If the damage to your motorcycle is bad enough, sometimes the insurance company will declare the vehicle to be a total loss.
There are numerous people who are on prescription drugs that can negatively impact their driving. Some of these people take these medications illegally, but there are many people who legally take these prescriptions because they are prescribed to them. Unfortunately, some of these individuals operate motor vehicles while under the influence of their medications. In the case of those who do this with illegal prescriptions, criminal punishment for possession and driving under the influence are likely.
Automotive accidents can result in significant injuries. However, an injury does not automatically mean that you will receive adequate compensation to cover your damages, even if the injury was due to another driver's negligence. Here is why:
The injuries may not seem serious enough for compensation.
Although you may know that your injuries are serious, insurance representatives will need proof of their severity. Thus, if you are injured in an accident, it is best to seek medical care as soon as possible.
If your child is injured while playing at a playground, his or her medical expenses may be covered by the insurance company of the playground's owners. Here is some information about how you should respond after a playground incident occurs:
Request emergency care.
If your child is seriously injured, don't risk further harm to your little one by moving the youngster or trying to transport the child to the hospital on your own.